Start Your Digital Banking Business with Pikel Point
Access digital banking, money transfers, utility payments, and multiple financial services through one powerful platform designed for retailers and distributors across India.
Why Choose Pikel Point?
State-of-the-art infrastructure built to empower retail merchants, distributors, and rural touchpoints across India.
Guaranteed Safety
No need to worry, Pikel Point user data security and terminal transactions adhere to strict protection protocols, end-to-end encryption, and device authorization.
All-in-One Platform
You can access all types of utility bills, domestic money transfers, and banking channels in one unified Pikel Point retail dashboard.
Secure & Private Transactions
We deploy encrypted data transfers and biometric verification to keep users secure without storing raw sensitive credentials.
Core Financial Services
Offer essential digital financial services from a single platform, earn immediate payouts, and build customer loyalty.
Aadhaar Enabled Payment System (AEPS)
Enable customers to access essential banking services through your shop, including cash withdrawals, balance enquiries, and mini statements using biometric authentication.
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Cash Withdrawal / Aadhaar ATM: Provide cash withdrawal services via Aadhaar ATMs, increase footfall, earn commissions, and offer seamless banking experiences locally.
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Balance Enquiry: Offer quick Aadhaar-enabled Balance Enquiry services, attract more customers, and help users stay informed instantly.
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Mini Statement: Provide customers with instant AEPS mini-statements to view transaction history and generate extra revenue for your counter.
Bharat Bill Payment System (BBPS)
Make utility payments convenient through a unified bill-payment platform covering 150+ supported service providers.
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150+ Billers for Bill Payments: Access 150+ billers through BBPS, simplifying bill payments, boosting retail footfall, and earning healthy commissions.
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99.99% Success Ratio: Pikel Point delivers high success reliability for bill payments, ensuring zero disputes and high customer satisfaction.
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Print Receipt: Generate verifiable printed receipts for bill payment transactions, ensuring complete transparency for merchants and customers.
Domestic Money Transfer (DMT)
Help customers transfer money to eligible bank accounts across India through a convenient domestic money-transfer service.
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Instant & Real-time Commission: Receive real-time commissions on every money transfer transaction, ensuring immediate earnings for agents.
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Lowest Surcharge: Pikel Point ensures the lowest surcharge on domestic transfers, making it highly attractive for customers and profitable for agents.
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Message Confirmation: Automated SMS confirmation for every transfer ensures agents and sender customers have verifiable transaction records.
Multiple Services, Single Portal
We offer several digital banking and municipal utilities right from your local retail shop. Choose any service below to learn details.
Aadhaar Enabled Payment System (AEPS)
Empower agents to provide essential banking like cash withdrawal, balance enquiry, and mini statements using Aadhaar biometric authentication. Secure and fast transactions directly from the customer's linked bank account.
- Biometric fingerprint authentication with instant verification
- Cash withdrawal and local Aadhaar ATM facilities
- Instant balance enquiry and printed mini-statements
Solutions For Business
Choose the digital partnership tier that aligns with your business goals and capital investment.
Retailer
Pikel Point is one of the leaders in the Business Correspondent space, providing AEPS solutions to more than 1 Lakh+ Retailer Agents across the country. With our seamless integration, you can be live and running in 48 hours.
Distributor
Give your distribution network a reliable and rapidly growing platform with Pikel Point and earn recurring commissions across your merchant network. Physical stock is not needed.
Master Distributor
Lead banking & non-banking business in your district with the help of a vast digital network of Distributors and Retailers on your investment. Physical stock is not mandatory.
One App, Thousands of Benefits
Connect your business portal with neighborhood clients, accept biometric thumb deposits, handle household utility bills, and pay distributors instantly.
How It Works
Three quick steps to start your digital banking business.
Register
Register as a trusted partner on the portal via our simple online onboarding forms.
Add Services
Activate terminal payment modules and customize settings on your store cellphone or retail computer.
Success
You can use Pikel Point to transact in all facilities and collect high payouts with real-time settlement.
All Banks in One Single Device
You can use the Pikel Point service through the website portal or download the application on your store cellphone for easy mobile usage. Works smoothly with all micro-ATM & biometric devices.
Our Merchants Say About Us
See how neighborhood retail shops are multiplying their earnings and delivering value to unbanked clients.
"Interface also looks simple so it makes it easier for Pikel Point users, transaction rates are stable, and the support staff is extremely helpful regarding merchant onboarding."
"AEPS cash withdrawals and BBPS bill collections have doubled footfall at my Kirana store. Settlement to my bank account happens on time every single day."
"Managing 40+ retailers under my distributor account has been effortless with the Pikel Point portal. Commission tracking is completely transparent."
Join Us Today & Experience The Future of Fintech
Our platform ensures industry-best commissions, real-time settlements, and seamless transactions, fostering growth for retailers, distributors, and partners. Pikel Point is committed to simplifying digital payments.